Merchants

• Easy straighforward integration via a single documented universally accessible API
• As the customer authorises payment there are no merchant chargebacks
• Single point of integration to multi channel payment support including via the mobile device across all billing methods and technologies.
• Access to a far wider global demographic
• Guaranteed payments from financial providers
• Very cheap and inexpensive to use and support
• There are no maintenance costs
• There are no hidden charges
• No supporting infrastructure requirement
• No change in existing methodology
• Straighforward reconciliation
• Can be run as either a branded or white label service
• No need to convert content delivery channels (i.e to support mobile payments)
• Can be used/accessed anywhere in the World
• Supports B2C, C2C and B2B transaction capability on a single platform

Financial Institutions

• There are no hidden charges
• Absolutely no infrastructure requirement
• Very easy to integrate into using a standard universally accessible API
• Supports multiple channels
• A single point of integration for multiple service offerings
• No change in existing client methodology
• Existing billing methods remain unaffected
• Exceptional speed of roll out into new markets
• A single point of integration to potentially global coverage
• Ability to offer merchant accounts to the local community
• No direct back end integration
• Extremely secure
• Significant costs savings
• A provider led solution easing roll out and solution adoption
• Full transaction history
• Excellent ROI

Mobile Money Operations

• Leverages existing customer experiences to move from low to high value ticket items
• Can support any m-payment model or billing method
• Current billing methods remain unchanged
• Cheap and inexpensive to use
• Accessible anywhere in World
• Payment support for all forms of content including offline content
• Very cheap and inexpensive to use and support
• There are no maintenance costs
• There are no hidden charges
• Higher ARPU
• Increased customer retention

• Easy straighforward integration via a single documented universally accessible API
• Utilises existing operational payment model
• Customers are already familiar with the technology
• No supporting infrastructure requirement
• No change in existing methodology
• Straighforward reconciliation
• Can be run as either a branded or white label financial provider service
• No need to convert content delivery methods to the mobile format

Consumers

• Very cheap and inexpensive to use
• Very low transaction charges
• There are no additional hidden charges
• Can use domestic currency
• Supports current billing methods
• Already familiar with both the technology and payment provider
• Multiple payment options available
• Ability to choose from multiple payment sources
• Payments are supported and offered by recognised financial stakeholders
• Multi region support
• Freedom of choice
• No sensitive information is ever asked for or required
• No need to pre-pay or pre-load
• Multi currency and language support
• A single ubiquitous service across all channels
• Full transaction history
• Solution stability and reliability
• Accessible from anywhere in the World
• Mobile payment support
• Ability to engage in commercial trade internationally
• Cheap easy access for local content online delivery
• Potential of global accessibility and service across all channels
• Local merchant empowerment